Dolomite: The Lending Market That Keeps Your Token Rights, Reviewed

Most lending protocols make you choose: post an asset as collateral and it sits idle, or keep it productive and forgo the loan. Dolomite refuses that trade-off. On Arbitrum and Berachain it supports over 1,000 assets and lets your collateral keep earning its native yield or rewards while it backs a loan. For power users who want every asset working at once, that is a genuinely different design. Here is how it works, why it is powerful, and the risks that come with the breadth.

What is Dolomite?

Dolomite is a decentralized money market and margin protocol on Arbitrum and Berachain. Two things set it apart: it supports over 1,000 assets, far more than most lending markets, and it preserves DeFi-native rights, meaning collateral can keep staking, earning rewards, or accruing yield while it backs a loan. DOLO is the protocol token. The result is capital efficiency: assets stay productive instead of being locked idle.

That flexibility comes from Dolomite's architecture, which tracks positions and rights at a fine-grained level so a deposited asset can serve two purposes at once, collateral and yield source.

How Dolomite works

1. Deposit an asset to lend and earn interest, or to use as collateral.
2. Borrow or trade on margin against your collateral, up to its parameters, while eligible collateral keeps its native yield or rewards.
3. Maintain your health. Positions that fall below the required ratio are liquidated, as in any money market.
4. Withdraw or repay whenever you want, subject to liquidity.

Why users choose Dolomite

• Rights retention. Collateral keeps earning its native yield or rewards instead of sitting idle, a real capital-efficiency edge.
• 1,000+ assets. By far the widest asset support in lending, including long-tail tokens other protocols will not list.
• Lending plus margin. Earn, borrow, and trade on margin in one venue.
• Arbitrum and Berachain. Deployed where active DeFi users already are.

When to reach for something else: for the deepest blue-chip liquidity and the simplest risk profile, Aave or Morpho; Dolomite is the pick when you want breadth and productive collateral.

Security

Dolomite is non-custodial, over-collateralized, and audited. The main caveat follows from its breadth: with 1,000+ assets, risk is uneven across markets, and a long-tail token can be thin or volatile. Read each asset's parameters before using it as collateral, and prefer well-established assets. Standard smart-contract, oracle, and liquidation risks apply, and rights-retaining collateral adds complexity to understand. Verify the official URL, favor solid collateral, and start with a small position.

How to get started

1. Open the app and connect a self-custody wallet on Arbitrum or Berachain.
2. Deposit an asset to lend or to use as productive collateral.
3. Borrow or margin trade conservatively, checking each asset's parameters and your health factor.
4. Start small while you learn how rights-retaining collateral behaves.

→ Open Dolomite

Final verdict

Dolomite is the money market for power users. Support for 1,000+ assets and collateral that keeps earning while it backs a loan make it one of the most capital-efficient lending venues in DeFi, on Arbitrum and Berachain. The breadth is the double edge: some markets are riskier than others, so read parameters and prefer established collateral. For advanced users who want every asset productive at once, Dolomite is genuinely differentiated. Verify the URL and start small.

Related guides

• Moonwell: Simple Lending for Base and Optimism
• Venus: BNB Chain's Leading Lending Market
• Morpho: The Complete Guide
• Euler: The Modular Lending Protocol

For the full landscape, see our best lending protocols guide.